Business Credit Reports - US

Our Services:

Africa

Home > Business Credit Reports - US
 

Business Credit Reports - US

 

Business Credit Reports - US

Business Credit Reports

Leverage largest business credit database
Take the guesswork out of the credit decisioning process.

You can identify critical data about the companies and individuals you do business with.

Features:
Current, accurate, and objective trade payment information on more then 18 million business nationwide.
Executive Summary, up front, highlights key elements of the report including the Days Beyond Terms (DBT) score, 6-month account balance range, highest credit amount extended, industry payment comparison, payment trends, and significant data (bankruptcy, judgments, liens, UCC filings).
Online access to reports.

Ways To Use This Product:
- Credit Management: check new accounts and review existing accounts when credit exposure has increased, payment patterns have slowed, or the customer has not bought from you in the last few months. Quarterly and/or annual account updates.
- Purchasing: ensure that the vendor you choose has stable business payments as well as longevity.
- Marketing: prescreen account prospects and know whether a prospective account will be able to pay you.

Turnaround Time:
4-8 hrs

Sample Reports

Order Online

 
Product Name: ProfilePlus Profile
report report
Turnaround time:
2- 4 hours
2- 4 hours
(Business hours)  View sample   View sample 
Fictitious Business Name
Included
Included
Key Facts
Included
Included
Corporate Registration
Included
Included
Credit Summary
Included
Included
Banking, Insurance, Leasing
Included
Included
Payment Summary
Included
Included
Collections Summary
Included
Included
Judgments
Included
Included
Tax Liens
Included
Included
Bankruptcies
Included
Included
Credit Ranking Score
Included
Included
Payment Detail
Included
Included
Collections Detail
Included
Included
Inquiries
Included
Included
UCC Detail
Included
 
UCC Summary
 
Included
Standard and Poors
Included
 

Business Background Check Sample Reports
Note: This is a fictitious company. Actual reports may not include all information seen in these samples.

Search inquiry: Lake / MI

Experian Limited Report    As of: 12/01/2004 15:31 ET 
Lake Surplus Inc
2000 Shore Blvd West
Detroit, MI  40001-2138

Business Type: Incorporated



Experian File Number: 999999901
Experian File Established: July 1990
Experian Years on File: 14 Years

Credit Summary
GOODBankruptcies:
0
GOODLiens:
0
GOODJudgments Filed:
0
GOODCollections:
0

Key Facts
State of Incorporation: Michigan
Date of Incorporation: 10/28/1985
Years in Business: 19 Years

Agent: John Starfighter
Agent Address: 63 West Lake Erie St # 303
By-the-water, MI
Executive Summary


UCC Filings: 0


* The information herein is furnished in confidence for your exclusive use for legitimate business purposes and shall not be reproduced. Neither Experian Inc., nor its sources or distributors warrant such information nor shall they be liable for your use or reliance upon it.
2006 Experian Information Solutions Inc.

Business Background Check Sample Reports

Note: This is a fictitious company. Actual reports may not include all information seen in these samples.
Search inquiry: LaSalle Medical Supply / PA
Experian CreditScore Report As of: 06/17/2004 12:30 ET 


LaSalle Medical Supply
Previously Known As: L and S Surgical Instruments
125 Ardmore Ave
Ardmore, PA  19003
Phone: 610-555-1111

Business Type: Incorporated



Experian File Number: P99413943
Experian File Established: Before January 1977
Experian Years on File: More than 27 Years


Credit Summary
The objective of the Credit Ranking Score is to predict payment behavior. High Risk means that there is a significant probability of delinquent payment. Low Risk means that there is a good probability of on-time payment.
Credit Ranking Score: 30
High Risk Company ranking is 30. (0 is High Risk, 100 is Low Risk) Low Risk

WARNINGBusinesses Scoring Worse:
 30%
GOODBankruptcies:
0
CAUTIONLiens (see detail):
1
CAUTIONJudgments Filed (see detail):
2
WARNINGCollections (see summary):
3

Key Score Factors:
 â€¢  Presence of slow-paying trade line(s).
 â€¢  Presence of derogatory legal balance.
 â€¢  Late-payment behavior indicated by higher than avg cur dbt.
 â€¢  Large-size business indicated by balance on recent trd lines.

Key Facts
Sales: $7,750,000
Number of Employees: 12
State of Incorporation: Pennsylvania
Date of Incorporation: 06/16/1913
Years in Business: 91 Years


Key Personnel: Treasurer: Thomas Doctor
CEO: Susan Doctor

Executive Summary
Current Days Beyond Terms (DBT):
11
Predicted DBT for 08/11/2004:
18
Payment Trend Indicator: Payments are increasingly late.

Lowest 6 Month Balance:
$1,720,000
Highest 6 Month Balance:
$2,196,200
Current Total Account Balance:
$2,113,800
Highest Credit Amount Extended:
$1,223,200
Median Credit Amount Extended:
$4,500
Payment Tradelines (see charts):
88

Banking/Insurance/Leasing (see detail):
5
UCC Filings:
6



Payment Summary

Monthly Payment Trends Chart
*Percentage of on-time payments by month.
Quarterly Payment Trends Chart
*Percentage of on-time payments by quarter.
Monthly Payment Trends - Recent Activity
Date Balance Current Up to 30 DBT 31-60 DBT 61-90 DBT >90 DBT
12/03 $1,749,300 80% 11% 1% 3% 5%
01/04 $1,860,300 68% 16% 6% 4% 6%
02/04 $1,952,700 56% 27% 5% 5% 7%
03/04 $1,720,000 68% 17% 4% 3% 8%
04/04 $2,192,000 63% 27% 1% 2% 7%
05/04 $2,034,000 68% 21% 1% 1% 9%

Quarterly Payment Trends - Recent Activity
Date Balance Current Up to 30 DBT 31-60 DBT 61-90 DBT >90 DBT
03/03 $1,850,900 63% 23% 8% 3% 3%
06/03 $1,879,200 60% 31% 2% 3% 4%
09/03 $2,060,300 72% 22% 2% 1% 3%
12/03 $1,809,700 71% 16% 4% 3% 6%
03/04 $1,935,900 63% 24% 3% 3% 7%



*Continuous distribution with DBT.

*Newly Reported distribution with DBT.

*Combined distribution with DBT.
Number of Accounts: 52
Present Balance: $2,109,600
Highest Balance: $3,475,500
Number of Accounts: 1
Present Balance: $4,200
Highest Balance: $6,400
Number of Accounts: 53
Present Balance: $2,113,800
Highest Balance: $3,481,900


Collection Filings

Date Agency Status Closed Date Amt Disputed Amt Collected Comments
01/03 Acme Collections Closed, Paid in Full 11/03 $720 $720
06/03 Vinnie's Collection Services Open Account $109 $0
09/03 Vinnie's Collection Services Open Account $108 $0



Collections Summary

Status Number of Items Amt Disputed Amt Collected
Open Account 2 $217 $0
Closed, Paid in Full 1 $720 $720


Commercial Banking, Insurance, Leasing

Commercial Banking and Insurance
Type: Commercial Banking
Institution Name: Undisclosed
Relationship: Merchant Bank Card
Account Rating: No comment
Balance: Mid seven figures
Open Date: 01/91

Type: Insurance
Institution Name: Undisclosed
Address: 1212 Back Lane Monmouth Juntion CT912221
Phone: 732-398-4000
Relationship: General Liability Insurance



Leasing
Institution Name: Non-Disclosed
Product Type: Equipment
Commencement Date: 06/03
Close Date: 06/04
Term: 13 Months
Original Balance: $3,338
Remaining Balance: $0
Current Payout: 0
Scheduled Amount Due: $256
Payments per Year: 0
Payments Overdue: 0

Institution Name: Ted meds
Address: Burlington, NJ
Zip Code: 08016
Phone: 800-555-1212
Product Type: Equipment
Commencement Date: 10/02
Term: 60 Months
Original Balance: $17,640
Remaining Balance: $11,760
Scheduled Amount Due: $0
Payments per Year: 11
Payments Current: 13
Payments Late: 7
Payments Overdue: 0

Institution Name: Leasing Services
Address: Cedar Rapids,
Zip Code: 81221
Phone: 800-555-1212
Product Type: Office Equp
Commencement Date: 08/00
Term: 60 Months
Original Balance: $13,688
Remaining Balance: $4,106
Current Payout: 0
Scheduled Amount Due: $228
Payments per Year: 12
Payments Overdue: 0


Judgment Filings

Date: 11/08/2002
Plaintiff: Robert Wilkinson
Filing Location: Philly CNTY Mun CT
Legal Type: Judgment
Legal Action: Filed
Document Number: 12345678
Liability Amount: $2,675

Date: 04/05/1999
Plaintiff: LaSalle Medical Supply
Filing Location: Montgomery County Co
Legal Type: Judgment
Legal Action: Filed
Document Number: 99005932
Liability Amount: $4,452


Tax Lien Filings

Date: 03/28/2003
Filing Location: Montgomery County Co
Legal Type: State Tax
Legal Action: Lien
Document Number: 87654321
Liability Amount: $253,985
Description: Other Tax




* The information herein is furnished in confidence for your exclusive use for legitimate business purposes and shall not be reproduced. Neither Experian Inc., nor its sources or distributors warrant such information nor shall they be liable for your use or reliance upon it.
© 2006 Experian Information Solutions Inc.

 

Info Cubic 9250 E. Costilla Ave., Suite 525, Greenwood Village, CO 80112
Toll-free: (877) 360-4636
Phone: (303) 220-0170
Fax: (303) 220-0171
Stay in Touch


Other Languages Spanish
French
German
Japanese
Chinese

Company Services
Pricing
Resources
About Us
Contact Us
Privacy
Site Map
Industry Solutions
Criminal Terms
Articles

Business Credit Reports - US